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Joan and Jim talk about the progress in global trade talks, and how insourcing has impacted our trade balance. They go on to talk about the current and projected cost of energy, the Fed's 13th interest rate increase in a row, inflation, and the conversion of medical records to electronic form.

Bev and Jim talk about the importance of home-based business owners to be just as professional as any other business.

Grace-Marie helps Jim understand the Medicare Drug Benefit programs that are currently available to senior citizens. She also provides a phone number and a Web site that will help with the decision of which provider to use.

Donna joins Jim to talk about how small businesses can dominate with their brands, even in the presence of Big Boxes.

Jim takes a few minutes to talk about his thoughts on the human right to be free and how that is playing out in Iraq as that country votes to elect a permanent government.

Bill has a little bit of laryngitis but he's a trooper and he joins Jim to discuss the Fed's actions on interest rates, as well as to report on the survey he conducts each month with small business owners across America. The news is mostly good, with only an increase in inflation as a negative indicator.

Jeff joins Jim to talk about how to use getting outdoors for a walk or hike during the holidays to combat the winter blues.

Randall and Jim talk about how to get paid for the referrals that you make for others.

Steve and Jim talk about how to drive profit to the bottom line by doing a better job of managing your payroll expense AND activity, including how to use overtime as a profit tool.

Peter and Jim discuss why customers DON'T buy, and what we can do to make sure our customers have the maximum opportunity to do business with us. One thing Peter says is to make sure we are worthy of the time our customers and prospects give us.