Tim Beyers is a mortgage analyst at American Financing, where he analyzes and makes meaning of the trends affecting the real estate and mortgage banking industries. A veteran reporter and analyst who has covered various aspects of the financial services industry for two decades, he's appeared in or contributed to The Washington Post, The Motley Fool, DailyFinance, Entrepreneur, and FastCompany, among others. He and his wife live in suburban Denver with their three children.