Christine Ibbotson is a financial planner, chartered investment manager, insurance broker, commercial and residential mortgage broker, estate planner and taxation expert with over 25 years of experience. An in-demand speaker and media commentator, her Ask the Money Lady column appears in newspapers across Canada. She is the author of the bestselling book How to Retire Debt-Free and Wealthy and Don’t Panic: How to Manage Your Finances--and Financial Anxieties--During and After Coronavirus, a timely and necessary response to people’s most urgent financial concerns in the face of the COVID-19 pandemic released in April 2020.